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Terms and Conditions for Individuals

1. Introduction

Welcome to Free Pension. By using our services, you agree to the following terms and conditions.

2. User Account Creation and Responsibilities

  • You must provide accurate and complete information during account creation.

  • You are responsible for maintaining the confidentiality of your account and password.

  • You agree to notify us immediately of any unauthorized use of your account.

3. Subscription Terms and Billing

  • Services are provided on a subscription basis.

  • Payment terms: All payments must be made in accordance with the chosen subscription plan.

  • Auto-renewal: Subscriptions automatically renew unless canceled prior to the renewal date.

  • Cancellation policy: You may cancel your subscription at any time, effective at the end of the current billing cycle.

4. User Data Privacy and GDPR Compliance

  • We are committed to protecting your privacy and comply with GDPR regulations.

  • Your data will be collected, stored, and processed as outlined in our Privacy Policy.

5. Intellectual Property Rights

  • All intellectual property rights related to our services remain the property of Free Pension.

  • You are granted a limited license to use the services for personal, non-commercial purposes.

6. Limitation of Liability

  • Free Pension will not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

  • Our liability is limited to the amount paid by you for the services.

7. Service Availability and Maintenance

  • We strive to ensure the availability of our services but do not guarantee uninterrupted service.

  • Maintenance may be conducted periodically, and we will notify you of any scheduled downtime.

8. User Conduct and Acceptable Use Policy

  • You agree not to misuse our services or engage in any unlawful activities.

  • Any violation of these terms may result in the termination of your account.

9. Termination of Service

  • We reserve the right to terminate your access to the services for any breach of these terms.

  • Upon termination, your right to use the services will cease immediately.

10. Governing Law and Dispute Resolution

  • These terms are governed by the laws of the United Kingdom.

  • Any disputes will be resolved through binding arbitration or the courts of the United Kingdom.

11. Contact Information for Legal Inquiries


Terms and Conditions for Businesses

1. Introduction

Welcome to Free Pension. By partnering with us, you agree to the following terms and conditions.

2. Employer's Lack of Responsibility for Employees' Tax Affairs

  • Employers are not responsible for their employees' tax affairs.

  • Free Pension provides tax services directly to employees, with no liability on the employer.

3. Clear Statement that the Employer is Not Providing Tax Advice

  • Employers acknowledge that they are not providing tax advice to employees.

  • All tax services and advice are provided solely by Free Pension.

4. User Account Creation and Responsibilities

  • Businesses must provide accurate and complete information during account creation.

  • Businesses are responsible for maintaining the confidentiality of their account and password.

  • Notify us immediately of any unauthorized use of the account.

5. Subscription Terms and Billing

  • Services are provided on a subscription basis.

  • Payment terms: All payments must be made in accordance with the chosen subscription plan.

  • Auto-renewal: Subscriptions automatically renew unless canceled prior to the renewal date.

  • Cancellation policy: Businesses may cancel the subscription at any time, effective at the end of the current billing cycle.

6. User Data Privacy and GDPR Compliance

  • We are committed to protecting user privacy and comply with GDPR regulations.

  • Business and employee data will be collected, stored, and processed as outlined in our Privacy Policy.

7. Intellectual Property Rights

  • All intellectual property rights related to our services remain the property of Free Pension.

  • Businesses are granted a limited license to use the services for business purposes.

8. Limitation of Liability

  • Free Pension will not be liable for any indirect, incidental, or consequential damages arising from the use of our services.

  • Our liability is limited to the amount paid by the business for the services.

9. Service Availability and Maintenance

  • We strive to ensure the availability of our services but do not guarantee uninterrupted service.

  • Maintenance may be conducted periodically, and we will notify you of any scheduled downtime.

10. User Conduct and Acceptable Use Policy

  • Businesses agree not to misuse our services or engage in any unlawful activities.

  • Any violation of these terms may result in the termination of the account.

11. Termination of Service

  • We reserve the right to terminate access to the services for any breach of these terms.

  • Upon termination, the right to use the services will cease immediately.

12. Governing Law and Dispute Resolution

  • These terms are governed by the laws of the United Kingdom.

  • Any disputes will be resolved through binding arbitration or the courts of the United Kingdom.

13. Contact Information for Legal Inquiries

We’re here to help and answer any question you might have. We look forward to hearing from you!